Broker decision support: comparison of offers with reference to the provisions in the documents
Renewal for a corporate client involves several offers, several hundred pages of T&Cs and clauses, and one question from the client: what's the difference?
The answer must be prepared quickly and justified with specific information, not with an impression.
How does Klemens.AI help brokers in their work?
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Compares the scope of insurance products: benefits, limits, sublimits, deductibles, exclusions.
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Creates lists of gaps in coverage and questions for negotiation with the insurer.
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In document analysis, each item is referenced to a specific record: file, page, verbatim quote.
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Creates material ready to be used in a conversation with a client, in any form, e.g. a comparative table or in descriptive form.
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Creates a draft letter for the client, based on the comparison results, for example explaining the differences between offers, with export to DOCX or PDF.
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Fair "—" where the offer does not regulate a given issue.
Klemens.AI works best in multi-offer cases, e.g. renewals and tenders, where you compare several, a dozen or even several dozen documents.
Klemens.AI analyzes, you recommend
Klemens.AI prepares the material on which you base your recommendation. It does not issue it for you and does not replace your judgment. Consulting is an activity covered by your professional responsibility.
Our role is to ensure that every record, every number, and every exclusion in your analysis has a source in the document.
Your clients' documents are safe
You run your own, separate Google Cloud instance: your own database, your own file storage, and your own indexes. Your documents and those of your clients are located on separate infrastructure.
Data remains in the EEA, web search is disabled by default, and content is not used for model training. If you'd like to test this, we provide administrative access to the environment.